Financial Planning and Investments
Master Plan Wealth Management is a leading Fee-Only financial planning firm and Registered Investment Advisor in North Carolina. With meeting locations in Chapel Hill, Raleigh, Durham, Cary, and Pittsboro; meetings are held where it’s most convenient for you.
We provide proactive investment management and holistic personal financial planning services to grow and protect your wealth. Our specialty is helping retirees, pre-retirees, and business owners achieve and enhance the retirement lifestyle they want.
We’re independently owned and a Fiduciary who always acts in your best interests.
Providing Solutions to Your Concerns:
- “How much money do I need to retire, when I want?”
- “How can I take advantage of the recent tax law changes?”
- “Should I make contributions to a Roth or Traditional IRA?”
- “Should I do a Roth conversion? if so, how much and when?”
- “How can I safely generate enough retirement income in these up and down markets?”
- “When is the best time to file for Social Security benefits?”
- “What’s the best Medicare Supplement Plan for my situation?”
- “How can I best provide for my spouse, children, and grandchildren when I’m gone?”
- “What’s the best pension plan for my small business?”
Our Services
Investment Management
Our investment philosophy is proactive and involves defense and offense in order to help clients obtain their financial goals. We use risk management to protect your capital in weak markets.
Financial Planning
Philip Royal, CFP® works with you to create and execute your financial plan, your ” Master Plan”, to achieve your financial goals.
“No Plan, is a Plan to Fail!” Success, begins with a plan! Create yours today!
Pension Plans
We work with small business owners to choose the best pension plan design and carefully manage investments within their plan.
Philip Royal, CFP®
Philip Royal is President and Founder of Master Plan Wealth Management. Phil is a CERTIFIED FINANCIAL PLANNER™ professional and is an active member of the Financial Planning Association (FPA) and Chapel Ridge Community Assoc. Finance Committee.
As a baby boomer and small business owner, Phil relates personally to the needs of retirees, pre-retirees, and small business owners and has been working with them for over 25 years.
He has 25+ years of experience successfully managing investments in both bull (up) and bear(down) markets and keeping his clients on-track toward achieving their financial goals. His technical analysis expertise provides him with an objective view of where and when to invest and determines when it’s time to protect or sell his clients’ investments.
As a retirement specialist, Phil is passionate about helping his clients achieve and enhance their lifestyles and showing them how they can retire in comfort and safety during the best phase of their lives. The holistic financial plans that Phil provides to clients are the “master plans” or blueprints for achieving their goals. He then monitors the progress frequently to keep our clients on-track toward achieving these goals.
Phil lives in Pittsboro, North Carolina with his wife, 3 adult daughters, and 4 grandchildren.